Copyright
The information on this site, including the site source code is the property of Glasshouse and Sky Financial Pty Ltd and is
subject to Copyright ©. Unauthorised use of the information on this website is not permitted.
Copyright in the information contained in this site subsists under the Copyright Act 1968 (Cth) and, through international
treaties, the laws of many other countries. It is owned by InterPrac Financial Planning Pty Ltd unless otherwise stated. All
rights reserved. You may download a single copy of this document and, where necessary for its use as a reference, make a
single hard copy. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no part of this
publication may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process
without the specific written consent of Glasshouse and Sky Financial Pty Ltd.
Terms & Conditions of Use
The information in this site has been prepared in accordance with Australian law for the supply of goods and services. This
notice and the information in this site and all matters relating to either are governed by and are to be construed
according to the laws applicable in the State of Victoria and the Commonwealth of Australia (“Australian law”). The
information may not satisfy the laws of any other country. It is not directed at people in any other country and should not
be relied on by people in any country other than Australia. The information in this site is current at the date of publication
but may be subject to change.
Disclaimer
The information on this website is general information only and is not intended to be a recommendation. We strongly
recommend you seek advice from your financial adviser as to whether this information is appropriate to your needs,
financial situation and investment objectives.
Whilst every care has been taken in the preparation of this website, Glasshouse and Sky Financial Pty Ltd, its
directors, authors, consultants, editors and any persons involved in the construction of this website, expressly disclaim all
and any form of liability to any person in respect of this website and any consequences arising from its use by any person
in reliance upon the whole or any part of this website.
Links
This website may contain a number of links to other Internet sites. The provision of these links does not mean Glasshouse and Sky Financial
endorses or accepts any responsibility for the content, use or products and services made available through these
websites. If you use these links, you acknowledge and agree that Glasshouse and Sky Financial is not responsible for the actions, content,
accuracy, privacy policies, opinions expressed, services provided, or other links provided by these sites. You further
acknowledge and agree that Glasshouse and Sky Financial is not responsible either directly or indirectly for any damage or loss caused by use
or reliance on linked sites. Should you have any questions regarding these sites, you should address them directly with
the relevant site administrator.